Get Disability Compensation with an ERISA Lawyer in Columbus
__________________________________________________Insurance companies work hard to prevent disability payouts. We help people in Columbus leverage ERISA law to overcome insurer misconduct and secure the benefits they deserve.
Get Disability Compensation with an ERISA Lawyer in Columbus
__________________________________________________ERISA Law is Complicated. Know Your Rights.
IF you or someone you know in Columbus is
Unable to Work due to injury, illness, or permanent disability
Nearly 25 percent of working Americans will be faced with a disability before they reach retirement age.
Covered by an Employee-Sponsored Insurance and Benefits Package
Approximately 54 percent of America’s workers earn retirement benefits on the job, and 59 percent earn health benefits.
Trusting the Insurance Company will Provide Proper Disability Benefits
ERISA protects workers retirement savings from misconduct because many insurance companies try to avoid disability payouts to their customers. You need an ERISA lawyer to defend your rights.
As an ERISA attorney serving Columbus, we can help.
Click below to request your free ERISA disability claim consultation. You pay nothing unless we help you obtain benefits. That’s our promise.
Obtain the ERISA Disability Benefits You Deserve
defeat insurer misconduct with a long term disability lawyer in Columbus, OH
In 1974, the U.S. Department of Labor passed the Employee Retirement Income Security Act (ERISA) to protect benefit plan participants from corporate misconduct and abuse. But insurance companies still work hard to avoid disability payouts. Something they’re required to do by law.
“We were very pleased after almost 3 year’s of what seemed like nobody was listening to us by Attorney Kolligian’s attention and genuine personality. He attentively let us share and supported us all the way through.”
Angela
Hi, I’m Scott Kolligian
My team is here to help
The law is complicated, and your insurance company will leverage it to keep their pockets full.
What you do now matters. W
Frequently Asked Questions
about erisa disability
What is ERISA?
ERISA stands for the Employee Retirement Income Security Act of 1974. It is a federal law that governs certain employer-sponsored benefit plans. These plans usually cover retirement (i.e. 401(k), health insurance, and disability (short-term and long-term disability insurance) benefits provided by your employer. ERISA outlines several strict requirements and deadlines that govern an employee’s application for benefits, submitting appeals on disapproved claims, and how someone can litigate his or her claim in court.
WHAT IS THE PURPOSE OF ERISA?
ERISA was put in place with the intention of protecting the interests of employees and their families with regard to their pensions, disability insurance plans, healthcare, and other group benefit packages. While it does set forth certain rights of employees, such as access to certain documentation held by the insurance company or decision maker, it also severely restricts an employee’s ability to pursue certain actions against the insurance company for improper denials of short-term and long-term disability claims.
WHAT DOES AN ERISA ATTORNEY DO?
A skilled and experienced ERISA disability lawyer will speak with the disabled worker personally to make sure he or she fully understands disability policy, the procedures moving forward, and the impact that all medical conditions have on the insured’s ability to perform his or her (or any) job. The lawyer will then put together a thorough plan to gather all of the evidence needed to support the application or appeal for disability benefits, including reviewing any denial or termination letters, reviewing the insurance company’s claim file, coordinating with your doctors, and obtaining and submitting all forms, statements, and medical records to prove your qualification for a disability benefit. A disability lawyer should have experience with appealing denials and litigating these cases in court so that the claim is presented properly from the start.
HOW LONG DOES IT TAKE TO RECEIVE ERISA DISABILITY BENEFITS?
ERISA law states that an insurance company has 45 days after you submit your application to issue its decision on your claim for disability benefits. However, the insurance company is permitted to take up to two 30-day extensions if it cannot make the decision within the initial 45-day period.
If you are denied, an appeal must be filed within 180 days of the denial, and the insurance company has 45 days to issue its decision after the appeal is received. The insurance company is permitted an additional 45-day extension if special circumstances exist that would require extra time to make its decision. If you are again denied and submit a second appeal (if allowed or required), the same timeframe applies to the second appeal.
If you have to file a lawsuit, it will likely take several months to over a year for your case to reach a final decision by the judge.
What Parts of Columbus do you serve with ERISA Disability?
We provide OPERS disability attorney work for all of Columbus-area zip codes including 43002, 43004, 43016, 43017, 43026, 43035, 43054, 43065, 43068, 43081, 43082, 43085, 43109, 43110, 43119, 43123, 43125, 43137, 43147, 43201, 43202, 43203, 43204, 43205, 43206, 43207, 43209, 43210, 43211, 43212, 43213, 43214, 43215, 43217, 43219, 43220, 43221, 43222, 43223, 43224, 43227, 43228, 43229, 43230, 43231, 43232, 43235, 43240, and other surrounding zip codes.
Our services are for all Ohio public employees in Columbus, including the neighborhoods of Downtown Columbus, The Short North, South Side, South East, East Side, Clintonville, Southwest Columbus, West Side, Northside and Northwest Columbus, University District, Northeast Columbus, Glenbrook, Far East Neighborhoods, Far North & Northland, Arena District, Brewery District, Franklinton, German Village, Victorian Village, and many other neighborhoods.
As a public employee in Columbus who has served the state of Ohio, you deserve to receive the OPERS, STRS, and SERS disability claims you are eligible for.
The problem is finding an Ohio attorney who is on your side and helps simplify the claims process.
That’s where Scott Kolligian Esq. comes in. We understand how difficult it is to navigate the paperwork, claims process, and other legal work that needs to be done for these benefits.
Our office takes care of the hard work to make the process as simple as possible and get you the OPERS benefits you deserve as quickly as possible.
If you live in the City of Columbus or nearby, our goal is to help you be able to get back to enjoying the sights and attractions quickly! We know there is a lot to do in the area, including:
- Franklin Park Conservatory & Botanical Gardens
- Easton Town Center
- COSI (Center of Science & Industry)
- North Market Farmer’s Market
- Scioto Mile
- German Village
- Ohio Stadium
- Ohio Theater
- Otherworld Museum
- Columbus Museum of Art
- Wagner-Hagans Auto Museum
- Nationwide Arena
- And many more tours, restaurants, and museums to visit and experience!
Experience Columbus puts it this way:
Columbus is a city built on bold ideas and fueled by relentless optimism. As a community, we tend to dream big. We let nothing stop us from turning today’s dreams into better tomorrows. We’re excited to reveal to a wider audience all that’s possible when you Live Forward by sharing the thrilling opportunities available to all types of travelers in Columbus.
With a population of almost 1 million people, Columbus is the state capital and largest city in Ohio. Covering over 225 square miles of land and water, the city is located in Central Ohio and is home to Ohio State University.
The city has a growing economy with multiple Fortune 500 companies calling it home: Alliance Data, Nationwide Mutual Insurance Company, American Electric Power, L Brands, Huntington Bancshares, and Cardinal Health. It also contains multiple manufacturing, industrial, and banking facilities as well.
We look forward to hearing from you!
What other Cities in Ohio do you serve?
We serve most of Ohio with our ERISA disability services including:
If you aren’t sure if we serve your area, please Call Us to talk to us and find out!
Recovery Starts Here
Get the ERISA disability benefits you deserve in canton
Request Consultation
Meet with me, not a case manager. I will help you determine the best possible way to present your claim and maximize your benefits.
Build Claim
We coordinate with medical providers and other experts, submit your documentation, and communicate with decision-makers directly.
Get Benefits
We help you obtain the compensation and long-term care you need to re-establish yourself as a reliable financial provider for your family.
explore other practice areas
I Need Help with SSI or Social Security Disability
SSD | SSI
I Have a Private Disability Insurance Policy
STD | LTD
I Still Work or Used to Work for the State of Ohio
OPERS | STRS | SERS
Know Your Rights. Get Your Benefits. We Can Help.
During your consultation, I will personally review your ERISA case, explain the best way to proceed, and connect you with other community resources if needed.
That’s our promise
need help UNDERSTANDing THE CLAIMS PROCESS?
With this free resource, you’ll be able to quickly identify which programs you’re eligible for, learn simple tips to help you build a stronger claim, and determine when it’s a good idea to seek legal representation.
By requesting a copy of The Ohio Disability Guide: Understanding the Claims Process in Less Than 10 Minutes, you are authorizing Scott M. Kolligian, Esq., to contact you via the email address provided. You may opt-out at any time .
