Get the OPERS Disability Benefits You've Earned in Toledo
__________________________________________________We help state employees in Toledo who can’t work maintain financial independence as they recover from illness or injury.
Get the OPERS Disability Benefits You've Earned in Toledo
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OBTAIN DISABILITY BENEFITS
recover with dignity
Simplify the Claims Process. Get Help Today.
if you or a public employee you know in Toledo is

Unable to work due to injury, illness, or permanent disability
As a public employee of the State of Ohio you could be eligible for disability benefits through the Ohio Public Employee Retirement System (OPERS), State Teachers’ Retirement System (STRS), or School Employees Retirement System (SERS).
Trying to obtain disability benefits without a long term disability lawyer
Experienced disability insurance lawyers know OPERS, STRS and SERS members can stay employed while their disability applications are being processed. You need expert help filling out OPERS Disability Forms.
Overwhelmed or confused by the disability claims process
Many times routine claims are denied because they lack sufficient medical evidence or paperwork is filled out improperly. Your chances of winning improve when you have a lawyer.
As an OPERS attorney serving Toledo, we can help.
Click below to request your free OPERS | STRS | SERS disability claim consultation from an OPERS disability attorney. You pay nothing unless we help you obtain benefits. That’s our promise.
How to Navigate OPERS | STRS | SERS Disability Claims Process in Toledo
fighting for what is yours

Hi, I’m Scott Kolligian
My team is here to help
Frequently Asked Questions
about OPERS DISABILITY
What does a disability lawyer do?
A skilled and experienced disability lawyer will speak with the disabled worker personally to make sure he or she fully understands the impact that all medical conditions have on the worker’s ability to perform his or her (or any) job. The lawyer will then put together a thorough plan to gather all of the evidence needed to support the worker’s application or appeal for disability benefits. This includes reviewing all forms and medical records to identify issues before they become a problem. The lawyer will work with the disabled worker’s medical team to obtain necessary certifications from the providers without taking up their valuable time. A disability lawyer should have experience with appealing denials, attending hearings to present arguments on the disabled worker’s behalf, and even challenging cases in court where it is appropriate and necessary.
What are my chances of getting disability with a lawyer?
This is an extremely difficult question to answer because every case comes with its own challenges and unique differences. However, under no circumstances should your chances of recovering disability fall because you hired a lawyer. Even in cases where the medical evidence supporting disability is incredibly strong, an experienced disability attorney should be able to help you avoid unnecessary delays like problems with forms being rejected, difficulties obtaining certifications of disability from your doctors, or even delays caused by medical records departments not sending the medical file to the medical review board.
Can I get OPERS Disability and Social Security at the same time?
While it is possible that someone can receive both OPERS disability and Social Security disability at the same time, it is very rare. OPERS disability requires that you have worked for a minimum of 5 years in the public sector and that you submit an application for disability within 2 years of the date you were last paid by your public employer. Social Security disability, on the other hand, requires that you have worked and paid “substantial wages” into Social Security in 20 quarters (think 5 years) out of the 10 years prior to your disability. Even if you do qualify for both, a provision called WEP, the Windfall Elimination Provision, will reduce your Social Security disability benefits due to your receipt of the public disability benefits.
What can you get disability for under OPERS?
Nearly any medical condition (or combination of conditions), if properly supported by the medical records, can qualify someone for a disability benefit. The important requirements for a condition to be disabling are that it must be “permanent” (which simply means it should last at least 1 full year or more), and must be identified on the form that your doctor must fill out to certify that you are not capable of performing your last public employment position.
How do I qualify for OPERS Disability?
To qualify for a disability through OPERS, you must have at least 5 years of service in the public sector (unless you are in law enforcement and injured in the line of duty), have a condition (or conditions) that are expected to last at least one year, and have a doctor (an MD or DO) certify that your conditions prevent you from performing your last job in the public sector. OPERS will review this information, will likely have you evaluated by one of its doctors, and then will issue a determination on whether it agrees that you are unable to perform the duties of your last job. If so, you will qualify for a disability benefit, subject to reviews and even a change in the definition of disability down the road.
How long do I have to work for OPERS to get a disability pension?
Typically, you must have 5 years of public service before being covered for a disability benefit. Your disability must occur within 2 years of your final public sector pay. However, special rules apply to law enforcement who become disabled earlier if the disability was due to a line of duty injury.
How long do you have to be off before you can go on OPERS disability?
You can continue working while applying for a public sector disability. You do not have to quit or even take medical leave before applying for a disability benefit. Once your disability is approved, however, you must resign your position by the end of the month after your disability is approved.
Recovery Starts Here
get the OPERS disability benefits you deserve in Toledo.

Request Free Consultation
Meet with me, not a case manager. I will help you determine the best possible way to present your claim and maximize your benefits.

Build Your Claim
We coordinate with medical providers and other experts, submit your documentation, and communicate with decision-makers directly.

Get Your Benefits
We help you obtain the compensation and long-term care you need to re-establish yourself as a reliable financial provider for your family.
explore other practice areas
I Need Help with SSI or Social Security Disability
SSD | SSI
I Have a Disability Insurance Policy Through Work
STD | LTD | ERISA
I Have a Private Disability Insurance Policy
STD | LTD
Need Help Understanding the STATE DISABILITY CLAIMS PROCESS?
With this free resource, you’ll be able to quickly identify which programs you’re eligible for, learn simple tips to help you build a stronger claim, and determine when it’s a good idea to seek legal representation.
By requesting a copy of The Ohio Disability Guide: Understanding the Claims Process in Less Than 10 Minutes, you are authorizing Scott M. Kolligian, Esq., to contact you via the email address provided. You may opt-out at any time .

Have peace of mind with your OPERS Disability in Toledo, OH
Akron | Canton | Cincinnati | Cleveland | Columbus | Dayton | Toledo | Youngstown
If you are a public employee who has worked for the state of Ohio, you deserve the disability benefits you are eligible for.
However, it can be a nightmare, trying to wade through all the paperwork and processes needed to claim those benefits.
That is where Scott Kolligian comes in. We understand how difficult it is to navigate all those legal processes. Our office takes care of all the details for you and makes claiming your benefits as simple and streamlined as possible.
Our goal is to get you back out enjoying Toledo as soon as possible! After all, there is so much beauty and interest to enjoy here:
- Toledo Museum of Art
- Toledo Zoo
- National Museum of the Great Lakes
- Imagination Station
- Toledo Botanical Garden
- Glass Pavilion
- Oak Openings Preserve
- Wildwood Preserve Metropark
- Huntingdon Center
- And more!
There is no lack of fun and excitement in Toledo!
Toledo originally began as two smaller towns called Port Lawrence and Vistula, built along the shores of the Maumee River. In the 1820s and 30s, construction began on the Miami and Erie Canal, and all the small towns on the Maumee River competed to become the terminus of the canal. Port Lawrence and Vistula merged in 1833 so as to give themselves higher status and a better chance of becoming the terminus of the canal. They didn’t end up being the lucky winners, but they stuck together and took on the name Toledo.
Today, Toledo is the 79th largest city in the US, with a population of 287,208 people.
The University of Toledo website says this about the city:
Founded in 1833, Toledo has become well known for its industry, particularly in auto assembly and glass (hence the nickname “The Glass City”). Toledo is now at the heart of the New Manufacturing Economy, which is entrepreneurial in spirit. The Toledo area recognizes and celebrates this spirit. Toledo is the perfect place to increase your opportunities – this area has talent, capital and networks.
If you are a Toledo resident looking to claim disability benefits, give Scott Kolligian a call today! We are more than happy to help in any way we can.
We serve all neighborhoods and zip codes in Toledo, Ohio:
Arlington, Auburndale, Beverly, Birmingham, Crossgates, DeVeaux, Downtown, Englewood, Fibe Points, Glendale-Heatherdowns, Harvard Terrace, Highland Heights, Lagrange, Library Village, North River, Old Orchard, Old South End, Old Town, Old West End, Onyx, Point Place, Reynolds, Scott Park, Southwyck, Vistula, Warehouse District, Warren-Sherman, Westgate, Westmoreland
43601, 43603, 43604, 43605, 43606, 43607, 43608, 43609, 43610, 43611, 43612, 43613, 43614, 43615, 43617, 43620, 43623, 43635, 43652, 43654, 43656, 43657, 43659, 43660, 43661, 43666, 43667, 43681, 43682, 43697, 43699
We look forward to hearing from you!